The sector faces many challenges and calls for prompt corrective action.
In an online chat with readers January 24, Rajeev Mahajan of Antworks answered queries on personal loans and peer to peer lending.
The nature of the entity you choose for your business, how you structure its legal form, how conducive you make it to receive funding, compliance with statutes from the outset, are all vital parameters that a good lawyer can lend you his experience with.
Yes, startups neither have a rigid structure, nor do they have to be uptight about things, but basic discipline is a must, and it is in the hands of startup founders to inculcate some rules within the team.
Even a doomsayer like Nouriel Roubini says India is in a sweet spot. If only we'd live up to the promise, says Shekhar Gupta.
Finance Minister must be hoping that Indians get over gold-addiction.
The most preferred CoCo bonds are those through which banks raise their additional Tier-I capital.
As for his interest in space, Amazon founded Blue Origin, a privately funded aerospace company.
Deutsche Bank could be the next to trim its retail operations.
Indian economy has good fundamentals and sizeable foreign reserves, RBI Governor Raghuram rajan said.
Credit card loans and personal loans are two prime examples of unsecured loans that must always be avoided.
India's good fortune, experts in the US feel, is not the result of a fundamentally strong economy, but because it is the best of a bad set of options.
Power2SME, a one-stop shop for sourcing and buying raw materials for SMEs, is the only B2B firm in this space.
Bharti Airtel, HDFC, ONGC, ITC and CIL emerged as the top gainers.
Finance Minister Arun Jaitley said the inflation index would determine the nominal growth figure, and it is better to set modest targets and outperform them.
The first was wholesale funded banks and non-bank finance companies.
'Against the backdrop of difficult administrative, political and economic problems, Imran's temperament and staying power will be the subject of intense expectation and public scrutiny,' says Rana Banerji, who headed the Pakistan Desk at the Research and Analysis Wing, India's external intelligence agency.
With a focus on direct, indirect, and corporate tax structures, the Budget 2016-17 offers a balanced taxation structure
Renu Rajani, VP, Capgemini India tells us why it is important for young professionals to make the most of opportunities at hand and not be scared of failures.
Narendra Modi and his government should look at the emerging geo-politics realistically and not get sucked into having to make a choice between China and Japan. India has enough economic space for both, says Mohan Guruswamy.
'As the first leaders of their respective countries born after Indian Independence and the Chinese Liberation, Modi and Xi would be expected to have the ability to overcome the traditional mindsets and the hierarchical nature of their official/bureaucratic establishments,' say Alka Acharya and Jabin T Jacob.
'It is precisely because of the apprehensions about Lalu's revival that the upper castes have started re-thinking their electoral preferences. Out of confusion, they are simply deciding to vote for winnable candidates from their respective castes of any of the three parties -- the BJP, JD-U or RJD. This is what has considerably neutralised the NaMo wave in Bihar and resulted in Nitin Gadkari's remark that "Caste is in the DNA of Biharis". This is why Giriraj Singh, the BJP candidate from Nawada, made provocative statements,' says Mohammad Sajjad.
Rahul Gandhi has the potential to grow into a good, effective, leader of the Opposition provided he puts his heart and soul into it, with a willingness to learn, says B S Raghavan, the distinguished civil servant who worked closely with India's first three prime ministers.
'Other communities are also equally frustrated, but they have not been able to put up a front so far. Now a wind of change is blowing,' says Gujarat Congress leader Arjun Modhwadia.
Amma will wait for Prime Minister Narendra Modi's 'honeymoon' with the voter to fade away before deciding on the issues that are of real concern to the state and others that may need a considered and balanced solution, say N Sathiya Moorthy and M Kasinathan
What if you could have an option apart from personal loan in times of crisis?
'There is more that is common between Arvind Kejriwal and Kiran Bedi than what might separate them. In fact, what divides them can be spelt out in just two words: Clashing ambitions.'
The government shouldn't hide behind the veil of making a domestic giant out of the HPC-ONGC deal, rather it should just say it needs cash from this divestment exercise, says Sudhir Bisht.
'...Unless we muck up our policies.' 'We have to become a modernised economy.' 'Our institutions should be stronger. And that is most important.' 'The rule of law should prevail and contracts should be enforced.' 'Above all, we have to recognise the importance of globalisation.' 'It is in our favour at this stage. We should grow and become globally competitive.'
In a Q&A with Doordarshan, Jaitley discusses how he chose the areas on which he would spend more.
Raamdeo Agrawal says, an investor should figure out if the company actually makes money or not, making an investment comes later.
After snapping his political alliance with the ruling National Democratic Alliance at the Centre, N Chandrababu Naidu, chief minister of Andhra Pradesh, speaks to B Dasarath Reddy on what he now has in mind.
Vani Kola left behind a stellar career as an entrepreneur in the US.
The extra tenor that you are eligible for will come in handy if the interest rate increases.
'If the Nairs split between Shashi Tharoor and the BJP candidate, O Rajagopal and the Nadars combine with the Leftists and the Christians to vote for the CPI candidate, Bennet Abraham, what would happen to Tharoor. It is presumed that the voters do not cast their votes, they vote their castes,' says Ambassador T P Sreenivasan
It was a multi-million rupee scam whose extent and reach are still being unravelled, so why did the chief of the scam-tainted Saradha group Sudipta Sen plead that he was unable to pay Rs 30,000 as bail fee? Where could all the money have gone? Indrani Roy finds out.
A review of key pronouncements he made in his first Independence Day Speech on August 15, 2014.
'SBI is already too big. Too big to fail.' 'It already is a moral hazard. What will it do with 20,000 branches that it cannot do with 14,000, especially in these days of online and mobile banking?'
'Whether it's investments in Kashmir, building naval facilities, or selling top-of-the-range military equipment, Pakistan could well benefit more under Xi's watch.' 'Do Chinese concerns about the 'Islamisation' of Pakistan give it pause about how quickly to move forward with security and economic projects? At the moment the indication is quite the opposite: China is doubling down on its support to Pakistan, partly because of its fears about where the country is headed.'
It all started from Mumbai. Now, Khan's fan base has spread from the US, UK and West Asia to Malaysia, Indonesia, Japan, Germany, Egypt, Jordan, Morocco, Kuwait and Palestine. Of the top 10 Bollywood movies that earned the most overseas, seven had Khan in them.
